Can My Standing Desk Be Covered By Insurance?
Most people are aware that their health insurance will cover the costs of preventative measures, like annual physicals or vaccinations. But did you know that your insurance might also help pay for a standing desk?
That’s right – if your doctor prescribes a standing desk as a way to improve your health, there’s a good chance your insurance will cover at least part of the cost.
How It Works?
In order to get your insurance to cover the cost of a standing desk, you’ll need to get a prescription from your doctor.
Once you have the prescription, contact your insurance company and ask about coverage for “durable medical equipment.”
If they confirm that your policy does indeed cover durable medical equipment, they will likely provide you with a list of approved vendors from which you can purchase your standing desk.
Once you’ve chosen a vendor and made your purchase, you’ll need to submit a copy of the invoice, along with the prescription, to your insurance company in order to get reimbursed. In most cases, you’ll be reimbursed for a portion of the cost – usually around 80%.
Is It Worth It?
Whether or not it’s worth it to go through all this hassle to get your insurance company to cover the cost of a standing desk depends on a few factors. First, you’ll need to make sure that your doctor is on board with the idea and is willing to write you a prescription.
Second, you’ll need to check with your insurance company to make sure that they do indeed cover durable medical equipment. And finally, you’ll need to compare the price of the desks offered by the vendors on your insurance company’s approved list with the price of desks offered by other retailers.
If all three of those factors line up in your favor, then it’s probably worth it to go through the process of getting your insurance company to help pay for your standing desk.
However, if any of those factors don’t work out in your favor, you might be better off just buying a desk on your own.
Conclusion
Standing desks are becoming increasingly popular as people become more aware of the health risks associated with sitting for long periods of time.
If you’re thinking about making the switch to a standing desk, there’s a good chance that your health insurance can help pay for it – but only if you jump through all the right hoops.
So, before you start shopping around for a new desk, be sure to check with your doctor and your insurance company to make sure that everything is covered.
Allen Joe
Allen is a stay-at-home dad and freelance writer. He writes for the home office blog, where he covers topics like organization, productivity, and home improvement. Allen loves spending time with his wife and two young kids, and when he has free time he likes to golf, read, and cook.
